Mainstream Social Inclusion

August 17, 2011

Lawsuit Loans, and Why You Don’t Have to Wait Months For Your Settlement

Filed under: Legal — admin @ 3:34 pm

Unless you have been involved in a personal injury lawsuit in the past, you may have no idea how it can affect you financially.  The longer your lawsuit goes on and you are unable to work, the harder it becomes to pay your bills. Lawsuit loans are designed to help those who have been injured continue forward with their lawsuit while being able to pay their bills.  Litigation financing can help you avoid foreclosure, bankruptcy or other financial problems.

When you are injured because of someone else’s negligence, it can impact your life in ways you never thought possible.  Not only are you fighting for your rights in court, medical bills are piling in as your bank account continues to shrink.  Lawsuit loans have helped many injured people keep their heads above water, so that they could continue fighting for a fair settlement.  With litigation funding, we share the risk with you.  We offer a cash advance against your pending settlement, so that you can get the money you need right now.

What do we mean we share the risk?  There are no up-front costs or monthly payments for you to worry about.  We simply offer you the money you need now, and you never need to worry about how you will pay it back because the process is non-recourse.  This means that we only get repaid if you win, at the time you have your money in hand.  If for any reason you do not win your lawsuit, you owe nothing.

A lawsuit loan can allow you to pay your household bills, buy groceries, pay medical costs and other expenses while you continue to fight for your rights. Most people do not realize it until it happens to them, but personal injury lawsuits can take months or even years to settle.  This is the reason many people are tempted to settle for less from the insurance company, but you don’t want to do that unless there is simply no other choice.  Litigation funding is an option that you may want to discuss with your attorney.

With lawsuit loans you never have to worry about credit checks, employment verifications, background checks and other common red tape.  Your lawyer will simply submit an application to the litigation financing company that pertains only to your lawsuit, nothing else.  If approved, you will have the money you need within 24 hours, so that you can live without the constant worry of where the money is going to come from for bills and other living expenses while you continue to seek justice.

Sullivan County NY Real Estate – The Ideal Location For a Vacation Home

Filed under: Real estate — admin @ 11:34 am

Sullivan County NY real estate is where many city-dwellers choose to build a “home away from home” – a place where they can spend weekends and vacations when they are ready to get out of the city for a while.  We all need a break occasionally, to revive our spirits and calm the stress if only temporarily.

Your biggest dream may be to buy or build a cozy little cabin with just enough room for the two of you, or a rambling cottage spacious enough for an army of kids.  Whatever your dreams, you will find it possible with Sullivan County NY real estate.  It seems a little strange that you could find an area that offers quiet surroundings and natural beauty so close to the city, but it’s absolutely a reality.  Nowhere else in the world will you find the Catskill Mountains and countless lakes for your enjoyment – not to mention the soothing sounds provided by Mother Nature.   The surrounding areas near Catskill farms and Woodstock New York real estate has a lot to offer.

Those looking for rugged, almost rural surroundings on which to build a home will fall in love with the beauty of Sullivan County NY real estate.  Spacious tracts of land – some as big as 15 or so acres – offer plenty of trees, gently rolling hills and a privacy you just cannot find in the city.  Living on the lake may be your dream, or you may be one of those who would love to live in a big old farmhouse atop that “lonely old hill”.  No matter what you’re looking for, you will find it with Sullivan County NY real estate.

Upon arrival, you will find the area has a nostalgic, turn-of-the-century appeal that seems old-fashioned and charming.  The cottages, cabins and traditional homes remind you of those of a hundred years ago, even though most are new.  This is why so many people choose the area; the design of these homes only add to the early 1900s look and feel.  Remember those old homes that boasted a wrap-around porch and cedar shake, a huge country kitchen and lots of wood?  That’s what you will find with Sullivan County NY real estate – new “old” homes that combine the best of the old and the new.

Outdoor enthusiasts will never run out of things to do.  Kayak, go fishing, ski, hike the trails or just ride your bike around the area and take in your surroundings.  Most people find the atmosphere invigorating, unlike living in the city where crowds and noise are the norm.

If you can picture yourself in a charming cottage or spacious farm house surrounded by nature and enjoying picturesque landscapes from the front porch, consider Sullivan County NY real estate.  There’s nothing else to compare when you yearn for a special place to spend those long weekends and vacations.

Why You Need a Kansas City Personal Injury Lawyer When You Have Been Injured

Filed under: Legal — admin @ 11:18 am

Why hire a Kansas City personal injury lawyer when you have been injured do to another party’s negligence?  After all, the insurance company will take care of it, right?  Not necessarily.  Insurance companies are in business to make money just like everyone else, so it’s likely you will not get the full compensation you deserve if you go it on your own.  A Kansas City personal injury attorney will work hard to ensure that you get the full justice you deserve.

Whether you have been injured on the job, because of dangerous drugs, in a car accident or even by a vicious dog attack, you need a lawyer with experience.  Unfortunately, those who are injured must prove that the responsible party was careless or negligent in some way.  This is why it is important that you consult with a Kansas City personal injury lawyer who is skilled and aggressive, willing to fight so that you are treated fairly.

The fact is that insurance companies do not want you to obtain the services of a lawyer, and they will try to convince you that they will give you a fair settlement.  The insurance company wants to minimize your claim when possible, but this simply isn’t acceptable when you have been injured because someone was negligent.  Your injuries may not be that severe, or they may be life-threatening or even life-altering; you need a Kansas City personal injury lawyer who is capable of securing the most favorable possible outcome for you.

The costs to accident victims often go much further than monetary costs; emotionally, financially and physically, you and your family may be left with many tough challenges.  Mounting medical bills and your inability to work may leave you facing financial disaster or even bankruptcy.  It is essential that you consult with a Kansas City personal injury attorney with years of experience and a winning track record.  A compassionate lawyer will work hard to win your case and help you put your life back on a positive track.

You may have been involved in a car accident that was the fault of a drunk driver, or you may have become injured in a slip and fall accident on a dangerous surface.  No matter how you were injured, it is simply not acceptable that those who are responsible get away with their negligence.  The responsible party should pay, but never trust the insurance companies to treat you fairly.  Contact a trusted Kansas City personal injury lawyer who will make certain that you are not taken advantage of, and that you get the full compensation you are entitled to.

August 8, 2011

Essential Safety Measures for Those Working in The Construction Industry

Filed under: Legal — admin @ 2:18 pm

Construction sites are some of the most dangerous working environments in the world today.  Whether you work in building construction, road construction or some other form, it is essential that safety precautions be taken to prevent potentially serious or even fatal injuries.  While you can never prevent 100% of accidents from occurring, following a few simple rules will help lessen the risk of injuries.

First, it is important to know how many construction site accident occur.  There are many risks involved in working on a construction site that may include:

Scaffolding and ladders that are not secured or secured improperly

Lack of attention when operating equipment like forklifts, dump trucks and cranes

Lack of protection gear to help prevent falls for workers working at high levels

Old or faulty equipment and equipment that is not properly maintained

Workers fail to wear proper ear and eye protection

Digging up power lines during excavation or hitting live electrical wires overhead

While these are certainly not all of the risks or causes of construction site accidents, they do give you an idea of what all can happen when someone is simply doing their job.  Every year, thousands of construction workers are seriously or fatally injured.  What can be done to reduce the frequency of accidents, and their severity?

Power tools and heavy equipment must be serviced and properly maintained on a consistent basis

Hard hats, goggles, eye and ear protection, safety harnesses and other gear must be worn according to the job being performed

Contractors and subcontractors should take responsibility not only in creating a safe work environment, but in hiring workers with good safety records

Above all else, contractors should ensure that all construction workers are properly trained in accordance with the tools and equipment they will be using to perform their jobs

While there is no way to completely prevent accidents on construction sites, these measures will dramatically increase the frequency and severity of injuries sustained while working on these sites.

Brown Chiari is a team of New York construction accident attorneys dedicated to protecting the rights of our clients.  If you or a loved one has been injured while working on a construction site, contact us for a free evaluation of your case.

We are a Buffalo construction accident law firm with a local office for your convenience at:

Brown Chiari Buffalo Construction Accident Attorneys
69 Delaware Ave # 700
Buffalo, NY 14202

(716) 206-8415

NHTSA Investigating Ford Freestyle SUV’s Following Reports of Lunging

Filed under: Legal — admin @ 11:20 am

The National Highway Traffic Safety Administration is investigating potential safety problems with Ford Motor Company’s Freestyle crossover SUV following complaints from about 238 people concerning unintentional “lunging” of the vehicle.  According to these complaints, the vehicle lunges forward when the driver does not have a foot on the gas pedal.

According to reports there are approximately 170,000 Freestyles being investigated by the NHTSA.  Year models 2005 through 2007 are the vehicles being investigated.  The alleged defect has led to 18 crashes, one resulting in minor injuries.

Consumers have stated that the Freestyle may lunge forward as much as 10 feet, although it will come to a stop when the brake is applied.  This information was posted in the Ford recall on the NHTSA’s website.  In the United States there have been 15,174 complaints between 2000 and March 2010 about the lunging action of the vehicle.

Susan Krusel, a spokeswoman for Ford, stated in an e-mail that “We will fully cooperate with the government as they review this matter.”  According to the NHTSA, consumers have experienced the lunging action while in forward and reverse gears, although the movement is described as brief in duration.  The NHTSA also reported than lunging may be more pronounced when the steering wheel is turned sharply or the air conditioner in a vehicle is on.

Investigation of the Ford Freestyle crossover SUV’s in question by the NHTSA may be the first step toward an eventual recall.

While this problem doesn’t appear to be as serious as the unintended acceleration experienced in Toyota vehicles in recent years, it does pose a threat to safety.  The individual who was injured by a lunging Freestyle was pedestrian who was struck in a residential driveway.

Defective products lead to many injuries and even deaths every year.  Injury victims have rights, and may be able to hold a manufacturer or distributor of a defective product liable for their injuries and costs associated with those injuries.

Brown Chiari (based in Buffalo NY) is a team of New York defective products attorneys dedicated to protecting the rights of our clients.  Contact us today for a free evaluation of your case.

August 5, 2011

The Basics of Settlement Loans

Filed under: Finance / Financial — admin @ 10:46 am

If you are the plaintiff in a personal injury lawsuit, you may have heard of settlement loans.  What are they, and how do they work?  Litigation funding companies offer what is commonly called a “cash advance” rather than a loan, as the money you get if approved is money against your pending settlement.  Personal injury lawsuits are notorious for taking months and often years to reach settlement; many litigants find they simply cannot live normally with the added expenses.

Why would someone who has been injured face financial difficulty?  Considering the medical expenses and the fact that you may be unable to work, you could find yourself in deep financial trouble.  Settlement loans are designed so that the victim can get money quickly in order to pay their bills and live comfortably during the duration of a lawsuit.  Depending upon how much you expect to win, litigation funding companies may advance a few hundred dollars or even hundreds of thousands.

Unlike conventional loans, settlement loans require no credit checks, employment history and other such information.  The application relates only to your lawsuit.  Should you decide that litigation financing is the right route for you to take, your attorney will be required to fill out the paperwork and submit to the funding company.  Generally speaking, it takes only 24 hours or less to learn if you qualify.

Will you have to make monthly payments to the litigation funding company once you get an advance?  No.  This is the beauty of settlement loans; you only repay the advance once you win your lawsuit and have your money.  These “cash advance” systems are non-recourse, which means should you lose your case you are not responsible for repaying the money.

Settlement loans are advantageous to you because you can pay your household bills, medical expenses, attorney fees and other costs without facing bankruptcy or other financial problems.  This allows you to place your focus on winning your lawsuit instead of worrying about whether you are going to face bankruptcy or be forced to settle with the insurance company.  We all know that insurance companies will compensate you far less than you deserve, so you want to avoid settling when at all possible.

You are the one who is injured and suffering, yet you are also the one who is having trouble paying the bills thanks to your injuries and the fact that you cannot work.  Level the playing field through settlement loans.  You can fill out a short questionnaire and learn more online, or talk to your lawyer about litigation funding.  It is one viable solution you should consider if you want to hold out to the end in order to get a full settlement from those who have wronged you.

The Benefits of Having a Kansas City DUI Attorney On Your Side

Filed under: Legal — admin @ 9:58 am

You have been arrested for driving under the influence, and perhaps thinking “it’s no big deal – I’ll pay the fine and go on with life.”  If only it were that simple!  A Kansas City DUI attorney with years of experience in the laws regarding DUI knows that being charged with driving under the influence is much more serious than most people believe.  Penalties have become much more severe than they were years ago, mostly due to public awareness and the media attention that has been given to the subject.  This is no longer a small little crime that goes unnoticed – it is a criminal offense.

When you are charged with this offense it is imperative that you contact an experienced Kansas City DUI lawyer right away.  It is important that you act quickly, and do not offer any information to law enforcement.  While there is not an attorney in the world who can promise that charges will be dropped or that you will not be found guilty, a skilled Kansas City DUI attorney will in all likelihood be able to have the charges against you reduced, which is in itself a win considering the huge fines and lengthy jail sentences often imposed today.

If it is your first offense, you may be nervous, worried, anxious or even scared.  What are you facing?  A compassionate Kansas City DUI lawyer will explain the process, and discuss possible options with you.  An attorney who works in the area of DUI knows what is best for each individual situation, so you can feel certain that the outcome will be the best possible.

What might you face when you are charged with driving under the influence of alcohol or illegal substances?  Other than steep fines and possible jail time, you will have a criminal record if convicted.  You could lose your driving privileges if you do not take action to prevent this ASAP, and you may also be facing community service or attending drunk driving school.  As you can now see, being charged with DUI is no laughing matter.

When you do need a Kansas City attorney be certain you choose someone with experience and a proven track record, someone who is aggressive and ready to challenge law enforcement, procedure flaws and other aspects of the charges.  You need experience and dedication on your side, and the knowledge that only an attorney who has successfully represented hundreds of clients can bring to the table.

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