Mainstream Social Inclusion

February 27, 2012

Lawsuit Loans Allow You to Have Access to Your Money Before the Insurance Company Settles

Filed under: Finance / Financial — admin @ 1:57 pm

When you’ve been injured in an accident caused by someone else, the insurance company gets in no hurry to settle your claim.  You find yourself facing tough financial issues due to your inability to work, and mounting medical expenses.  Lawsuit loans are designed to help those who need money now, so that they can live normally while waiting on their settlement.  Whether your attorney is in negotiations with the insurance company, attempting to get a fair settlement or you are involved in a jury trial, litigation funding is one option you may want to consider.

What are lawsuit loans?  Although the term implies that you are applying for a loan, it is more of a cash advance against your pending settlement.  You essentially “borrow” against the settlement you expect to receive, then repay the settlement funding company once you receive your money.  Most companies advance approximately 10% of a client’s expected settlement, and you do not repay the “loan” unless you do receive a settlement.  This way, you assume no risk whatsoever.

There are no upfront fees, so you never have to worry about going further in debt in order to obtain an advance.  Lawsuit loans make it possible for you to pay your regular household expenses, medical costs and other obligations so that you can live as you normally would while awaiting your settlement.  Many personal injury cases take months or even longer to settle, putting plaintiffs in a financial bind.  This is when litigation financing is particularly advantageous; you don’t have to settle for whatever the defendant and/or his/her insurance company wants to offer you because of your financial situation.

With lawsuit loans, the process is super-fast so you can have the money you need for bills, groceries, and other expenses usually within 24 hours of being approved.  Your attorney will submit the necessary information, which pertains only to your injury claim and nothing else – no background, credit or employment checks.  Once the litigation funding company determines that you do qualify for an advance, you can get your money almost immediately.

Insurance companies are known for de-valuing victims’ claims, meaning they will work vigorously to pay you less than you deserve.  They certainly get in no hurry to settle your claim, and negotiations between the insurance company and your attorney can be lengthy.  If you find yourself going deeper and deeper into debt while you’re just trying to get what is rightfully yours, consider lawsuit loans.  While litigation funding may not be the right solution in every case, the only way you will know if it would be beneficial for you is to talk to your lawyer and learn more.

February 7, 2012

New York Construction Accident Lawyers Also Help Victims’ Families

Filed under: Legal — admin @ 12:35 pm

It’s no secret that construction can be dangerous work, and construction workers get injured on the job all the time. For most of these cases, workers receive workers’ compensation benefits, and they might also receive third party lawsuit funds if it’s found that faulty equipment caused the malfunction that caused the injury.

What gets lost in the shuffle with this is that not all construction accidents result in mere injury to the victim. Victims can be killed on the job, too, which can leave families in dire straits both emotionally and financially. This is where New York construction accident lawyers can help.

No lawyer can completely ease your pain if you are someone who’s been left behind because of a construction accident that took a loved one’s life. However, you can at least get the compensation you deserve as a survivor; not only can you perhaps receive compensation and benefits from the employer as would usually occur with an accident that was survivable, but you may also be able to receive benefits that speak to the loss of comfort and companionship provided by your loved one. Finally, there’s also the practical and real possibility that you may now face very real dire financial circumstances due to the loss of your loved one’s income.

Let your lawyer go to bat for you

You’ve got a lot to handle during this time, and New York construction accident lawyers are experts at the negotiations you may not be fully prepared for even in the best of times. Remember, while employers and insurance companies may sound sympathetic to you, what they really want to do is to protect their own bottom line; whether you get your life back on track really does not concern them.

New York construction accident lawyers are professionals with these types of negotiations; an attorney is not trying to handle a very disastrous situation during a very emotional time as you are, so he/she has the capability to handle these negotiations in an objective, fair, effective and professional manner. They will not be swayed by insurance companies’ or other involved parties’ manipulations, and they will get you the money you deserve so that you can take care of your situation.

Best of all, you do not have to pay construction accident lawyers up front. They will take your case on contingency, meaning that you don’t pay unless you win. Don’t let financial concerns stop you from getting the help you need. If you lose your case, you’ll owe nothing; you only pay if you win. Protect your rights and make sure you hire a skilled construction accident attorney in New York to take care of you and make sure you get the compensation you deserve.

How Lawsuit Loans Can Help You Minimize Your Suffering

Filed under: Legal — admin @ 10:02 am

Being a personal injury victim may be one of the most difficult things you will ever go through in your life. Not only have you been the victim of someone else’s carelessness or negligence, but you may now be facing times when finances will be especially tight. You may have lost your job as a result of the injury; alternatively, even if you have been able to keep your job, you may be out of work for a while, until you recover.

Is there a way for you to manage this difficult time? Actually there is. It’s called a lawsuit loan.

Lawsuit loans are in effect loans for money against your expected settlement or jury award. What happens is that a company that specializes in lawsuit loans will take a look at your case, and determine that it is valid. The company will also make sure it’s likely that you will win your case. Then, the litigation funding company agrees to lend you a portion of your expected award or settlement, usually about one tenth of its total value; you can use this money in any way you wish to pay for expenses and take care of needs until your settlement or award comes through.

When you win your case, you pay the settlement funding company back the money it lent you plus fees and expenses. If you lose, though, you owe nothing. You simply walk away free and clear, and the money is yours to keep. Lawsuit loans are in effect loans that have no collateral required, no credit check done — nothing you might expect as with the average loan.

Are there any drawbacks?

There really aren’t any drawbacks with lawsuit loans (also called litigation financing or settlement loans), but you do have to have a couple of other qualifications in addition to having a valid personal injury lawsuit pending in court or working its way to settlement. The first one is that your lawyer has to be hired on contingency, meaning that he or she, too, will not get paid unless you win. Beyond that, your lawyer has to agree to your desire to take out a loan, in that he or she has to sign on with you, so that the company knows he or she is in full agreement. If you do not get your lawyer’s permission in full, you won’t be eligible for lawsuit loans. If you do, though, remember that this is a way to provide some much needed funds for you take care of your needs until your case is decided.

February 6, 2012

Tacoma Tax Lawyers Help You Deal With State or Federal Tax Issues

Filed under: Legal — admin @ 10:06 pm

No one wants to deal with the IRS regarding tax debt or late payments, and dealing with the state isn’t a walk in the park, either.  When you have tax issues, whether you are an individual, business owner, corporation, foundation or other entity, it is to your advantage to work with a Tacoma tax lawyer.  Attorneys who are experienced with the complexities involved in federal and state tax can help you with any issue you may have.

Perhaps you are facing an audit, or are a new business owner who isn’t quite sure how to set up your tax payment schedule.  Whether the problem is a controversy with the IRS or state, or you are behind on paying your taxes, a skilled Tacoma tax attorney can help.  Common issues related to taxes include failing to file returns, filing the wrong return, or facing substantial penalties and interest for late payments.  Maybe the IRS is garnishing your wages or filing a lien against your property.  These types of problems can cause you an enormous amount of stress and anxiety.

It’s easy to understand that many people put off facing the problem, hoping it will simply go away, but knowing in reality that it will not.  The most important thing you can do when facing tax problems is to obtain the services of a capable Tacoma tax attorney, who can provide the guidance and expertise necessary to reach a positive resolution of the issue.  When you ignore the inquiries of tax agencies and the problem, things will only get worse – and you will have to face it eventually.  Waiting is the worst thing you can do.

In fact, if you do ignore the problems and wait too long, you could ultimately be facing criminal sanctions or seizure of your property.  Even if you are facing the dreaded audit, a skilled Tacoma tax attorney can help you get organized and make certain that everything is in order, putting your mind at ease.  When confronting tax issues, it is critical that you choose a competent tax lawyer in Tacoma who can take a look at your situation and accurately assess your liability.  At this point, your attorney can work to determine whether you may not be liable for the taxes, or whether what you owe can be reduced.

From the most simple issues such as gathering records for an audit, to more complex tax problems such as failing to file a return with the IRS, Tacoma tax attorneys are dedicated to helping resolve your tax issues and keeping you out of hot water.

Guilty or Innocent, You Need an Arlington DWI Lawyer When Charged With Driving While Intoxicated

Filed under: Legal — admin @ 9:44 pm

In Virginia, those arrested for DWI will face serious consequences if convicted of the charges.  Whether you are innocent or guilty, it is imperative that you have a skilled Arlington Virginia DWI lawyer to represent you and provide legal guidance.  You may believe that you don’t need an attorney, that you will just face your punishment and go on with life.  If you’ve never been arrested for driving while intoxicated in the past, you don’t realize the penalties you face.

Even if it is your first offense, you may face up to one year in jail and up to $2,500 in fines, along with suspension of your driver’s license if your BAC is more than .08.  Why do you need an Arlington DWI attorney?  Because a lawyer can often have the charges against the client dismissed or reduced. This is particularly true for first-time offenders.  If you did not cause an accident when you were driving under the influence and your blood-alcohol level was below .15, fines may be reduced by the judge and jail time suspended.  You may be placed on probation and allowed a restricted license so that you can drive for essential purposes, such as school, work and other responsibilities.

Arlington DWI lawyers know that just because someone is arrested for driving while intoxicated does not mean that he/she is guilty, or that the prosecutor can prove guilt.  There are many things you attorney will do to protect your legal rights and freedom.  Skilled lawyers typically investigate the accused individual’s arrest, examine police reports and evidence, and work to determine whether proper protocol was followed during the arrest.

An Arlington DWI attorney will also ask plenty of questions regarding the validity of blood alcohol/field sobriety tests, why the accused was pulled over, etc.  It must be proven beyond a reasonable doubt that you are guilty.  A dedicated lawyer will do anything and everything in his/her power to have the charges dismissed or reduced, unlike some attorneys who will simply walk his/her client through a plea bargain.

If you have been charged with DWI in the past, it is extremely urgent that you contact a capable Arlington DWI lawyer.  Repeat offenders face harsher penalties, such as increased jail time/fines.  Additionally, you may find that your auto insurance carrier raises your rates, or drops your coverage completely.  Today, driving while intoxicated is not the seemingly minor offense it was years ago, it is an offense that is taken very seriously.  If you or a loved one have been arrested for DWI, contact a reputable Arlington DWI attorney right away who will begin working immediately to protect your rights.

You Need an Arizona Slip and Fall Accidents Lawyer When A Slip and Fall Results in Serious Injury

Filed under: Legal — admin @ 8:38 pm

Most of us have slipped and fallen at one time or another, with no dire consequences. However, some are not so fortunate. Sometimes, a simple “slip and fall” becomes a very serious injury, such that you need immediate medical attention; in some cases, you may be facing months of recovery or even permanent disability. If the latter is the case with you, you need the services of an Arizona slip and fall accidents lawyer.

Not just about “the money”

A lot of people are rather derisive about personal injury lawsuits, because they think they are a means to obtain a lot of money with little to no effort. Slip and fall accidents are among the occurrences that get made fun of. It’s certainly true that people have “cheated the system” in this way, feigning injury when nothing was actually wrong. It should be noted, however, that no truly reputable Arizona slip and fall injuries lawyer would ever represent such a farce. The vast majority of Arizona slip and fall attorneys are consummate professionals who will only take serious cases.

Why? Because slip and fall accidents are often very serious accidents, and not joking matters. If you have been injured in a serious accident of this nature, you need an Arizona slip and fall accidents lawyer who has experience to represent you. He or she will know how to represent you professionally and fairly, so that you don’t become an object of derision and instead are given proper respect as a victim. You’ll be compensated for your pain and suffering, so that you can take care of your injuries and recover if at all possible.

What happens when you retain an Arizona slip and fall lawyer?

Before your lawyer agrees to take on your case, he or she will review it very carefully to make sure that it is legitimate. Don’t take offense at this. It is unfortunately true that there have been people in the past who have taken advantage of the system and have faked injury when it didn’t actually occur. Your lawyer has to make sure that your case is legitimate, so that his or her talents are not wasted unnecessarily. If your case is legitimate, though, you have nothing to worry about. Your Arizona slip and fall accidents lawyer will do everything in his or her power to make sure that your case is completed fairly, either through settlement or jury award, as applicable. You won’t have to hire your attorney with any kind of payment up front, and can instead hire on contingency. Your attorney will fight diligently for the money you deserve, so that you can recover and get back to your everyday life.

Lawsuit Loans Help You Pay Bills Without Risk While Awaiting Your Lawsuit Settlement

Filed under: Legal — admin @ 8:00 pm

Are you the victim or the plaintiff in a personal injury lawsuit? Are you currently struggling to pay bills because you unable to work at the moment? Do you have medical bills and other bills piling up because there is no money coming in? Are you tempted to simply settle with the plaintiff in your lawsuit for an amount that is much less than you know you should be able to get, simply because you need money now?

Many people are in your situation, but fortunately, there’s help. What if you could pay your bills without worrying about risk while you wait for your lawsuit settlement or jury award to finalize? There would be no need to settle for less than you know you should be able to get, simply so you can pay bills. Actually, there is a way you can do that. It’s called settlement funding, or lawsuit loans.

With settlement funding, a litigation financing company lends you a portion of your expected settlement or jury award, usually about 10%. This is what happens: a company who specializes in offering lawsuit loans takes a look at your case, and determines whether or not it has merit as a truly valid personal injury case. You won’t be able to qualify if you have a frivolous case, but if you have a legitimate case, you should have no problem.

In addition to the requirement that you must have a legitimate case, your lawyer must also have been hired on contingency. That means that your lawyer, like you, does not get paid unless you win your case. The litigation financing company offering you your loan will indeed get their money back if you win your case, plus fees. However, if you lose your case, the company in question does not reclaim the money it lent you; you simply keep the money you’ve already been given. And because there is no collateral or credit check required, you don’t face any damage to your credit history or financial profile if you lose your case and cannot pay back this money. The litigation funding company offering you the lawsuit loan takes the hit, and simply absorbs the loss if you lose your case.

Finally, your lawyer as well must sign off on your application for litigation funding. You will not be eligible unless your lawyer does so. As long as he or she is amenable, though, you can have access to at least some money while you wait for your case to finish in court and either settle or be granted a jury award. This should ease some of the financial hardships for you, so you can concentrate on healing from your injuries and getting on with life.

2011 Most Notable Securities Fraud and Investment Scams

Filed under: Legal — admin @ 7:45 pm

The NASAA, or North American Securities Administrators Association, recently released a list of the most popular products used by unscrupulous brokers and financial advisors in 2011 to lure investors in.  Most of the products listed were “illiquid” products, which investors need to be particularly diligent investigating before investments are made.  Those that made the list include:

  • Energy investments
  • Gold and other precious metals
  • Distressed real estate scams
  • Securitized life settlement contracts
  • Promissory notes

As any experienced investment fraud lawyer knows, stock scams and investment fraud have been around for decades; however, many investors are searching for new ways to invest for the future and save their cash due to the pressure of volatile markets and a downtrodden economy.

Underhanded stock brokers and even con artists will work to ensure that potential investors do not become aware of the scams they are attempting to pull off, which is why it is essential that you do your research before investing.  Some of the tricks used by these brokers include:

Fake licensing or credentials. Unfortunately, many investors do not research before they make investments, which is what these shysters count on.  A broker may not be truthful about his/her history and background, and may not be licensed at all to sell securities.

Algorithmic trading. Also called mirror trading, this is a method that allows investors to copy, or “mirror” trading behavior of successful investors worldwide.  The automated nature of this type of trading puts investors at risk, so it is extremely important that you monitor investments closely and remain alert.

Private placements. Investments that are not transparent or that are not sufficiently regulated, such as highly illiquid investments, may sound great, but the NASAA warns to beware of private placements.

A skilled investment fraud attorney will advise investors to always think twice and do thorough research before jumping in blindly or investing on the spur of the moment.  In doing so, you will ensure that your cash and your future are protected.  Additionally, if you do suspect that you are being defrauded, it is a complicated process to uncover the truth.  It is to your advantage to seek the assistance of a lawyer for investment fraud who can determine if you have indeed been a victim of investment fraud.

As an investor, hopefully you have not been the victim of a stock scam or securities fraud; if you have, it is critical that you consult with a capable investment securities fraud lawyer who will work to recover your losses.

Injured By A Drunk Driver? Contact a Kansas City Personal Injury Lawyer to Help You With Your Case

Filed under: Legal — admin @ 6:17 pm

With Kansas City reporting its highest incidence of drunk driving deaths in history in 2010, it may be no surprise if you suddenly find yourself the victim of a drunk driver. If you are in the process of recovering from injuries received at the hands of a drunk driver, you already have a lot to think about. Don’t complicate things for yourself further by trying to handle negotiations with the insurance company, too.

Even though the insurance company is going to know that its client is at fault, it will still fight to give you the lowest settlement possible. Don’t settle on your own, though. Instead, hire a Kansas City personal injury lawyer to negotiate for you.

Settlement, or trial?

Your attorney may still think settlement is the best choice for you, and will work with you and with the insurance company to get you the highest settlement offered if so. However, he or she will also have no qualms about going to trial if your case warrants it and if a settlement is not appropriate or the insurance company and other involved parties aren’t playing fair. If you do have to go to court, you will need proper representation, and Kansas City personal injury lawyers are completely professional and will represent you with unsurpassed expertise.

It can be scary to go to court, but with experienced attorneys on your side, you don’t have anything to worry about. You can rest assured that the responsible party for the drunk driving accident will be held accountable, and that just as importantly, you will have a very good chance of receiving the compensation you deserve. You doubtless have many medical bills you have to take care because of the injuries received in the drunk driving accident, and you will also need money to take care of bills and living expenses until you can recover and get back to work. If you cannot go back to work, you will need money to support yourself indefinitely and pay ongoing medical expenses if permanent disability is now a factor in your life.

In addition to these expenses, you also deserve compensation for pain and suffering. Your Kansas City personal injury lawyer knows how to get you fair compensation for what you’ve gone through, so that you have at least some justice. Certainly, the criminal justice system may also need to get involved in this drunk driving case, but it will also be necessary to make sure that you and your injustice have been addressed. Your Kansas City personal injury lawyer can help you do just that.

Finding a Kansas City DUI Lawyer Who Knows DUI

Filed under: Legal — admin @ 5:35 pm

When you are pulled over for driving under the influence, it is important that you contact a skilled Kansas City DUI lawyer right away.  The sooner a defense can be prepared, the better your chances of having charges dropped or reduced.  Never attempt to defend yourself against these types of charges; in doing so, you are asking for disaster.  By having an experienced Kansas City DUI attorney on your side from the moment you are arrested, you will have a professional who can handle everything for you and deal with the consequences, preparing a strong defense for you.

It is essential that you choose a Kansas City DUI lawyer who is experienced and who keeps up on the latest defense strategies.  These cases are often complex, so it is in your best interest to hire an attorney who understands the intricacies of DUI laws and who will prepare a defense that is individualized to your circumstances.  The penalties for driving under the influence are substantial; you may be facing time behind bars, steep fines and a criminal record, just to name a few.

How can you choose a capable Kansas City DUI attorney who will be able to secure the best possible outcome for you?  There are a few things you should consider before you just hire a lawyer you found in the telephone directory.  How many years have they represented clients who were arrested for driving under the influence?  If it is not your first citation or you were involved in an accident, can he/she handle the situation?  You never want to hire a Kansas City DUI lawyer who simply walks most of his clients through a plea agreement.  Unfortunately, some attorneys are more interested in building their client base and zipping them through the process rather than providing sound legal representation.

Being convicted on charges of driving under the influence of alcohol or illegal substances will leave you with a criminal record and auto insurance rates that may double or even triple the normal rate.  Your license may be revoked; your employer may decide that your arrest will affect the image of the company.  Being arrested for driving under the influence may seem like no big deal, but it IS a very big deal when you consider the consequences.

When you are charged with DUI, contact a trusted Kansas City DUI lawyer who will work vigorously on your behalf in an effort to protect your rights and freedom.  Never assume that all attorneys have the skill and experience to offer you strong and effective legal counsel, because it simply isn’t the case.

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